Finland’s kotitalousvähennys (household tax deduction) is arguably one of the best government initiatives to support homeowners and families.
It was created specifically to make it easier for people to hire professional help for home maintenance, cleaning, and renovation.
In 2026, Vero says the household-work credit uses the same rates as in 2025, giving residents in Helsinki, Espoo, and across Finland a meaningful tax break on eligible cleaning labor.
Direct Tax Credit
The household tax deduction is not a deduction from your taxable income; it is a direct deduction from the tax you owe. This is why it is so effective at reducing your final out-of-pocket costs.
In this guide, we’ll explain exactly how the 2026 tax deduction works, what the percentages are, and how you can claim it for your Moppa services via the MyTax service.
The 2026 Rates for Cleaning Services
For the 2026 tax year, here is the breakdown of what you can claim when you hire a registered cleaning company like Moppa:
- Deduction Percentage: 35% of the eligible labor cost (including VAT).
- Maximum Annual Limit: 1,600€ per person for household work.
- Own Liability (Threshold): 150€ per person, per year.
Example of Savings:If you pay 1000€ throughout the year for professional cleaning: 35% of the cost is 350€. After subtracting the 150€ threshold, your final tax is reduced by 200€.
Note: Because the deduction is per person, a couple living together can double their maximum limit to 3,200€ per year for ordinary household work.
Moppa Tip
You can claim the deduction for work done in your own home, your second home (mökki), OR the home of your parents. This is a great way for children to support their elderly parents’ well-being.
How to Apply: A Step-by-Step Guide
Claiming your deduction is easier than ever with the Finnish MyTax (OmaVero) digital infrastructure.
- Keep Your Invoices: You must keep these for your records. Moppa provides detailed digital invoices for every visit.
- Log into MyTax: Use your bank credentials to sign in to vero.fi.
- Enter the Details: You will need Moppa’s Business ID (Y-tunnus), the date of the work, and the total amount paid.
- Instant Update: You can have the deduction applied to your current tax card immediately or wait for your final assessment.
Important Requirements
To qualify for the deduction, the company you hire must be registered in the Finnish Prepayment Register. You cannot claim the deduction if you hire a freelancer who is not properly registered.
Moppa is a fully registered business that follows all Finnish labor and tax laws. Our invoices are pre-formatted to include all the data you need for your MyTax application.
Maximize Your Savings
Enjoy a spotless home and reduce eligible labor costs via the Finnish household tax deduction.
Get Instant EstimateCommon Questions About the Tax Deduction
Does the deduction cover materials?
No, it only covers the labor portion. However, because Moppa’s rate is all-inclusive, the majority of the invoice is considered labor and is therefore deductible.
What if I am retired?
Retirees are fully entitled to the household tax deduction, provided they have paid enough tax from which the deduction can be made (e.g., from pension income).
Can I claim the deduction for an Airbnb?
Typically, no. The deduction is for personal use and for the use of your relatives. Business properties are usually handled as business expenses.
“Your home is an investment in your well-being. Let us help you maximize your tax benefits while we handle the work.”
